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Assumptions & Projections

Every illustrative figure on this site names the inputs behind it.

What goes into a projection

A goal or retirement projection is built from what you enter — contribution amount, time horizon — plus a stated expected-return assumption. Change any input and the projection changes with it.

Inflation is treated as a real cost to a long-horizon goal, not ignored to make the ending number look larger.

Labelled as illustrative, always

Anywhere a projection appears, it is marked illustrative and the assumption is shown alongside it — never presented as a guaranteed outcome.